Loan Rates Fees Certificate Rates Share Rates Motorcycle Special

Effective as of: 06/19/2017
New Car/Motorcycle Special 2014 - 2017 Models Only-New Loans/New Money Only
1.95% Up To 60 months
Effective through 8/21/17
If member's credit score is 700 or above and qualifies for loan
New and Used Car Special 2010 - 2017 Models Only - New Loans/New Money Only
2.95% Up to 78 months
Effective through 8/21/17
If member's credit score is 650 or above and qualifies for loan
Used Car/Motorcycle Special - 2006 AND NEWER MODELS - NEW LOANS ONLY/NEW MONEY
3.95% Up to 60 months
Effective through 8/21/17
If member's credit score is 600 or above and qualifies for loan
PROMOTIONAL SPECIALS
FAST CASH BILL PAY SPECIAL - Effective through 9/18/17
$6,000Up to 54 months7.75%
NEW AND USED CAR LOAN / REFINANCE RATES
EFFECTIVE THROUGH 9/18/17
NEW
 
3.95%UP TO 48 MOS.
4.95%UP TO 60 MOS.
5.95%UP TO 72 MOS.
6.95%UP TO 84 MOS.80% MSRP
USED
5.95%UP TO 72 MOS.(2012 - 2016)100% NADA RETAIL
4.95%UP TO 60 MOS.(2010 - 2016)
5.95%UP TO 48 MOS.(2009 AND OLDER)
6.95%UP TO 60 MOS.(2009 AND OLDER)
CAN NOW REFINANCE NEW CAR WITHIN 12 MONTHS AS LONG AS 25,000 MILES OR LESS
(AN APPRAISAL AND PICTURE ARE REQUIRED FOR USED VEHICLES 2009 OR OLDER)
$80,000 TOTAL PER MEMBER FOR COLLATERAL LOANS
$12,000 MAXIMUM PER MEMBER FOR UNSECURED LOANS
 
Credit Score720 Up to $12,000FOR BANKRUPTCY:
600 - 719Up to $7,000$5000 LIMIT FOR UNSECURED!!!
551 - 599Up to $3,000550 and below not eligible
SIGNATURE LOAN
Maximum $12,000Up to 60 months15.50%
Must meet credit score requirements and qualify for loan
SHARE SECURED LOAN
UP TO 7 YRS2.25%
Effective through 10/16/17
 
BOAT and RV SPECIAL - NEW LOANS/NEW MONEY
RV LOANS - CAN LEND 100% MSRP IF NEW - CAN LEND UP TO NADA AVERAGE BASE VALUE WITH NO OPTIONS ADDED FOR USED OR REFINANCED RV
Effective through 9/18/17
NEW5.75% APRUP TO 15 YEARS TO REPAY
2.95% APRUP TO 60 MONTHS TO REPAY
USED6.50% APRUP TO 15 YEARS TO REPAY
 
 
3.95% APRUP TO 60 MONTHS TO REPAY
BILL CONSOLIDATION SPECIAL
$8000Up to 48 months10.95%
Effective through 10/16/17

1503 Lindell Boulevard
Granite City, IL 62040

Phone: (618)451-7642

Fax: (618)451-7015

E-mail:
local148cu@
operatingengineers148cu.com


Hours:
9:00 AM to 5:00 PM
Monday thru Friday