Loan Rates Fees Certificate Rates Share Rates Motorcycle Special

Effective as of: 09/19/2017
New Car/Motorcycle Special 2014 - 2017 Models Only-New Loans/New Money Only
2.50% Up To 60 months
Effective through 10/16/17
If member's credit score is 725 or above and qualifies for loan
New and Used Car Special 2010 - 2017 Models Only - New Loans/New Money Only
2.95% Up to 78 months
Effective through 10/16/17
If member's credit score is 675 or above and qualifies for loan
Used Car/Motorcycle Special - 2006 AND NEWER MODELS - NEW LOANS ONLY/NEW MONEY
3.95% Up to 60 months
Effective through 10/16/17
If member's credit score is 625 or above and qualifies for loan
PROMOTIONAL SPECIALS
FAST CASH BILL PAY SPECIAL - Effective through 12/18/17
$6,000Up to 54 months7.75%
NEW AND USED CAR LOAN / REFINANCE RATES
EFFECTIVE THROUGH 11/20/17
NEW
 
3.95%UP TO 48 MOS.
4.95%UP TO 60 MOS.
5.95%UP TO 72 MOS.
6.95%UP TO 84 MOS.80% MSRP
USED
5.95%UP TO 72 MOS.(2012 - 2016)100% NADA RETAIL
4.95%UP TO 60 MOS.(2010 - 2016)
5.95%UP TO 48 MOS.(2009 AND OLDER)
6.95%UP TO 60 MOS.(2009 AND OLDER)
EFF 6/19/17 - Collateral may only be refinanced ONCE after original loan is processed
CAN NOW REFINANCE NEW CAR WITHIN 12 MONTHS AS LONG AS 25,000 MILES OR LESS
(AN APPRAISAL AND PICTURE ARE REQUIRED FOR USED VEHICLES 2009 OR OLDER)
$80,000 TOTAL PER MEMBER FOR COLLATERAL LOANS
$12,000 MAXIMUM PER MEMBER FOR UNSECURED LOANS
Credit Score720 Up to $12,000FOR BANKRUPTCY:Unsecured Loan Determined by Credit Score
600 - 719Up to $7,000$5000 LIMIT FOR UNSECURED!!!Member is limited to $500 unsecured loan first year of credit union membership
551 - 599Up to $3,000550 and below not eligibleMember is limited to $5000 unsecured loan if employed less than 3 years on current job or has filed for bankruptcy
SIGNATURE LOAN
Maximum $12,000Up to 60 months15.50%
Must meet credit score requirements and qualify for loan
SHARE SECURED LOAN
UP TO 7 YRS2.25%
Effective through 10/16/17
 
BOAT and RV SPECIAL - NEW LOANS/NEW MONEY
RV LOANS - CAN LEND 100% MSRP IF NEW - CAN LEND UP TO NADA AVERAGE BASE VALUE WITH NO OPTIONS ADDED FOR USED OR REFINANCED RV
Effective through 12/18/17
NEW5.75% APRUP TO 15 YEARS TO REPAY
2.95% APRUP TO 60 MONTHS TO REPAY
USED6.50% APRUP TO 15 YEARS TO REPAY
 
 
3.95% APRUP TO 60 MONTHS TO REPAY
BILL CONSOLIDATION SPECIAL
$8000Up to 48 months10.95%
Effective through 10/16/17

1503 Lindell Boulevard
Granite City, IL 62040

Phone: (618)451-7642

Fax: (618)451-7015

E-mail:
local148cu@
operatingengineers148cu.com


Hours:
9:00 AM to 5:00 PM
Monday thru Friday